Calculate your Family Tax Benefit (Part A & Part B) eligibility and estimated payments instantly. Free online calculator for Australian families.
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Navigating Australia's Family Tax Benefit system can feel overwhelming. With different payment rates for Part A and Part B, complex income tests, and varying amounts based on your children's ages, understanding exactly what you're entitled to receive is challenging. That's where our free FTB calculator makes a real difference.
Our calculator uses the official 2026-27 financial year rates published by Services Australia to provide you with accurate, instant estimates. Whether you're a single parent managing a household, a couple planning your family budget, or expecting a new addition to your family, this tool helps you understand your potential government support before you even submit an application.
Unlike complicated government forms, our calculator delivers results in seconds. Simply enter your combined family income, add your children's ages, indicate if you're eligible for rent assistance, and instantly see a detailed breakdown of your estimated FTB Part A, Part B, and total annual benefit. This empowers you to make informed financial decisions and plan your family budget with confidence.
Pro Tip: Use this calculator to explore different scenarios—see how changes in income or adding another child might affect your benefits throughout the year.
Enter your family details to get an estimate of your eligible payments for 2026-27
Enter your family details and click "Calculate" to see your results
Get your Family Tax Benefit estimate in minutes with our simple, step-by-step process
Provide your combined family income, number of children, their ages, and family situation.
Our calculator uses official 2026-27 Australian government FTB rates to estimate your payments.
See a detailed breakdown of FTB Part A, Part B, and rent assistance estimates.
Get information about eligibility criteria and important next steps.
Everything you need to know about using our FTB calculator effectively
Input your total annual taxable income before tax. For couples, combine both incomes. Include wages, salary, business income, and any other taxable income. The calculator uses this to determine how the income test affects your payments.
Choose whether you're a single parent or part of a couple. This affects your FTB Part B calculation, as single parents typically receive higher Part B payments due to recognizing the additional responsibilities of solo parenting.
Click "Add Child" for each dependent child and enter their age. FTB Part A rates vary significantly by age group (0-4, 5-12, 13-15, 16-19), with older children generally attracting higher payments. You can add up to 10 children.
If you pay private rent above the minimum threshold, check this box to include rent assistance in your estimate. This additional payment helps families manage housing costs and can add significant value to your total benefit.
Several factors can cause variations between estimates and actual payments. Services Australia considers your actual taxable income (which may differ from your estimate), shared care arrangements, immunisation status of children, and any debts or overpayments from previous years. Additionally, if you receive income support payments like JobSeeker, different rules may apply. This calculator provides a general estimate based on the information you provide, but your actual payment is determined by Services Australia based on your complete circumstances.
Yes, you may still be eligible for some FTB payments even with a higher income. While the income test reduces your payment as income increases above the free area threshold (currently $56,898 for FTB Part A), families with multiple children often still receive some benefit at higher income levels. The reduction rate is 20 cents for each dollar above the threshold. Use our calculator with your actual income to see if you're still eligible—many families are surprised to discover they qualify for partial payments.
When your child turns 16, they may still qualify for FTB Part A if they're in full-time secondary study. The payment continues until they complete Year 12 or turn 20, whichever comes first. However, if your child starts earning income, this may affect your overall family income assessment and potentially reduce your FTB. If your child earns above certain thresholds, they may become ineligible for FTB, and you might need to consider transitioning them to Youth Allowance instead. It's important to notify Services Australia of any changes in your child's circumstances.
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Use Calculator NowGet answers to common questions about Family Tax Benefit
Stay informed with our latest guides and updates on Australian family benefits
Learn everything about FTB Part A, including eligibility requirements, payment rates by age group, and how income tests affect your payments.
Read MoreDiscover how FTB Part B supports single parents and families with one main income earner, including payment rates and eligibility criteria.
Read MoreUnderstand how the income test works, current thresholds, and strategies to maximize your Family Tax Benefit payments.
Read MoreThe Family Tax Benefit (FTB) is a vital financial support system provided by the Australian government to assist families with the costs of raising children. Our Family Tax Benefit calculator helps you understand your potential eligibility and estimated payments for the 2026-27 financial year.
Family Tax Benefit consists of two main components: FTB Part A and FTB Part B. FTB Part A is available to eligible families with children under 16 years of age (or 16-19 if in full-time education). The payment amount varies based on the age of your children, with older children generally receiving higher payments.
FTB Part B provides additional support for single-parent families or families where one parent is the primary income earner. This payment is designed to provide extra financial assistance to families with reduced earning capacity due to caring responsibilities.
Your Family Tax Benefit payments are subject to income tests. For FTB Part A, families can receive the full payment if their combined income is below $56,898 per year. Above this threshold, payments reduce by 20 cents for every dollar of additional income until the benefit is fully reduced.
For FTB Part B, different income thresholds apply depending on whether you're a single parent or in a couple relationship. The payment begins to reduce when the family's adjusted taxable income exceeds certain limits, which vary based on the age of your youngest child.
Families receiving FTB Part A may also be eligible for Rent Assistance, which helps with rental costs in the private rental market. The maximum rent assistance payment ranges from approximately $75-$80 per fortnight, depending on your family situation and the amount of rent you pay. This additional support can make a significant difference for families facing housing costs.
Our free Family Tax Benefit calculator uses the official 2026-27 rates from Services Australia to provide accurate estimates of your potential payments. Simply enter your combined family income, number of children, their ages, and family situation, and our calculator will estimate:
It's important to note that the Family Tax Benefit is administered by Services Australia (formerly Centrelink), and you must formally apply to receive payments. Our calculator provides estimates only and should not be considered as official advice. Actual payments depend on your specific circumstances, including changes in income throughout the financial year.
Families should be aware that Family Tax Benefit payments are paid fortnightly throughout the year, or you may choose to receive any additional entitlement as a lump sum after you lodge your tax return at the end of the financial year.
To claim your Family Tax Benefit, you'll need to provide evidence of your family income, children's birth certificates, and details about your living arrangements. You can apply online through your myGov account linked to Centrelink, by calling 132 150, or by visiting a Service Centre in person.
Use our Family Tax Benefit calculator as a starting point to understand what you might be entitled to receive. Remember that these are estimates based on 2026-27 rates, and actual payments may vary. For official calculations and to make a claim, always consult with Services Australia directly.